【First Part and Introduction】

You are welcome to use the Pay OTC365 global station (hereinafter referred to as "the platform" and "the platform") C2C loan service!

In order to use the Pay OTC365 Global Site C2C Loan Service (hereinafter referred to as the "Service"), you should read and abide by the "C2C Loan Service Agreement" (hereinafter referred to as the "Agreement"). Please read carefully and fully understand the content of each clause, especially the clauses that exempt or limit liability, jurisdiction and applicable laws. Restrictions and exemptions will be shown in bold and bold to remind you to pay more attention.

Unless you have read and accepted all the terms of this agreement, you have no right to use this service. Once you use it, it is deemed that you have read and agreed to be bound by this agreement.

1. [Scope of Agreement]

1.1 This agreement is an agreement between you and the platform regarding the use of C2C currency lending services.

1.2 This agreement is regarded as "Pay OTC365APP User Service Agreement" (link address: https://huobiapp.zendesk.com/hc/zh-cn/articles/360000201062), "User Agreement" (link address: https:// support.huobiservice.com/hc/zh-cn/articles/360000298561) (If the link address is changed, the content corresponding to the changed link address shall prevail; for other link address changes, the aforementioned agreement shall apply) The supplementary agreement is an integral part of it and forms a unified whole with it.

The content of this agreement also includes the various rules, statements, instructions, changes, and revocation announcements about the service that have been published or may continue to be published in the future by this platform. Once the above rules or announcements are officially released, they are an integral part of this agreement, and you should also abide by them.

Your use of this service involves the application of different agreements or documents. If there are inconsistencies in content, the priority order of effectiveness is: announcements take precedence over rules, rules take precedence over this agreement, this agreement takes precedence over "Pay OTC365APP User Service Agreement", "Pay OTC365APP" The User Service Agreement takes precedence over the User Agreement. If there is any inconsistency between the announcements, the announcement with a later release time shall prevail. Unless expressly agreed otherwise, this platform has the final right to interpret this agreement.

1.3 You should confirm that you have full civil capacity in accordance with the law and have the legal qualifications to sign this agreement.

1.4 You should understand that this service is only open to registered users of this platform; non-registered users can only log in, browse and other available services stipulated by this platform.

2. [About this service]

2.1 This service refers to the platform providing matching services for the lending and borrowing of digital assets. The platform allows you to set corresponding conditions to meet your needs for lending or borrowing digital assets without violating the relevant rules of this platform.

2.2 Before you enjoy this service, this platform has the right to require you to provide the following information and complete identity authentication in accordance with relevant rules, including but not limited to the following information:

2.2.1 The name is the name stated on the citizen ID card, passport and other valid ID documents you are using.

2.2.2 Certificate number: the number of your valid ID certificate.

2.2.3 Mobile phone: your own mobile phone number you are using.

2.2.4 Contact address: your usual residence address or valid mailing address.

2.2.5 Video information with a valid ID card in hand.

The specific information required is subject to the requirements set by the platform.

2.3 You understand and agree: the personal information you provide in the process of using this platform must be complete, true and valid. This platform only conducts written and formal review of the personal information you provide, because you have not The provision of complete, true, and effective personal information and any consequences that are not conducive to you in this platform shall be borne by you. You should accurately fill in and update your contact information in a timely manner. Any loss or consequence incurred by you due to incorrect contact information or failure to update the contact information in a timely manner shall be borne by you.

2.4 The C2C loan service mentioned in this agreement shall include the following:

2.4.1 The matching service of digital asset lending and borrowing;

2.4.2 Freeze, transfer, settle and other services of your lent or borrowed digital assets according to your instructions;

2.4.3 Ensure that the platform provides this service in a safe and orderly manner;

2.4.4 Platform announcements or other services agreed in the agreement.

2.5 Special reminder: Unless you actively complete the termination operation, the platform will automatically provide you with the next loan/borrow matching service after each digital asset loan/borrow expires, and automatically match the next order There is no limit to the number of services.

The above service content, the platform may continue to update, improve, increase and decrease in the future, and the aforementioned changes will take effect from the date of announcement on the platform without your consent.

3. [Your Rights and Obligations]

3.1 You can enjoy the following services:

3.1.1 Browse the pending order information of digital asset lending;

3.1.2 Submit and publicize the pending order information for digital asset lending;

3.1.3 Submit a digital asset borrowing application;

3.1.4 Digital asset lending, borrowing accounting, settlement, transfer and other services;

3.1.5 After each digital asset loan/borrow expires, the platform will automatically match the next order, and there is no limit to the number of times;

3.1.6 Other related services.

3.2 When you use this service, you should abide by laws, regulations and rules, public order and social ethics, and the provisions of this agreement, and must not affect the normal operation of this platform, or infringe on the privacy and data security of this platform and other users of this platform. Other legitimate rights and interests.

3.3 This platform respects your personal information, and will take necessary and reasonable measures to protect your personal information. Except as required by the law or relevant authorities authorized by the law or with your consent, this platform will not disclose or disclose to third parties. Disclosure of the personal information referred to in Article 2.2 of this Agreement that you have submitted.

3.4 The technical secrets and trade secrets of this platform (hereinafter referred to as "confidential information") that you learned during the performance of this agreement, no matter during the term of this agreement or after the termination of this agreement, you have strict confidentiality obligations. You warrant that all confidential information of this platform that you know is only used for the purpose of this agreement and may not be used for any other purpose. Without the prior written authorization of this platform, you are not allowed to use, or disclose, transfer, license to use, exchange, gift or use such confidential information with any other third party in any other way to a third party by yourself or in any other way.

3.5 You should abide by the requirements of laws, regulations, and policies, and ensure the legitimacy of the sources of all digital assets in your account. You must not engage in illegal or other activities that damage the rights and interests of the platform or third parties on this platform or use this platform, including but not It is limited to sending or receiving any illegal, illegal, or infringing information on the rights and interests of others, sending or receiving materials suspected of violating laws and regulations or other harmful information or speech, using or forging the email header information of this platform without the authorization of this platform, etc.

3.6 You understand and agree to be responsible for all activities that occur under your account and password on this platform (including but not limited to information disclosure, information release, online click to agree or submit various rule agreements, online renewal agreements or other services, etc.) .

4. [Rights and Obligations of this Platform]

4.1 Provide services related to this service in accordance with this agreement or the content published on the platform.

4.2 Provide technical support related to this service, and be responsible for the normal operation and maintenance of this service.

4.3 If you find or receive reports from others that you have violated the law or contract, this platform has the right to verify the relevant situation with you, and if necessary, take restrictive measures on your account (including but not limited to blocking relevant service content at any time without notice , Delete), suspend, suspend or even terminate the provision of services to you, if necessary, and transfer to the competent judicial or regulatory agency for processing. This platform does not assume all responsibilities arising therefrom and reserves the right to hold you accountable.

4.4 This platform will continue to develop and iterate new versions, or change or limit some functions and effects, without special notice to you or your consent, the new version will take effect from the date of publication.

4.5 The right to charge you for relevant service fees in accordance with this agreement or the rules published on the platform. The specific service fee standard is subject to the platform announcement, and the platform reserves the right to unilaterally formulate and adjust the service fee standard.

5. [Service change, suspension or termination]

This platform has the right to change, modify, interrupt, suspend or terminate the service at any time, and is not responsible for the losses caused to you.

6. [Disclaimer]

6.1 You understand and agree that, under any circumstances, this platform is not responsible for the following matters:
6.1.1 Loss of income;
6.1.2 Trading profits or contract losses;
6.1.3 Losses caused by business interruption;
6.1.4 Loss of expected currency to be saved;
6.1.5 Losses caused by information problems;
6.1.6 Loss of opportunity, goodwill or reputation;
6.1.7 Damage or loss of data;
6.1.8 The cost of purchasing alternative products or services;
6.1.9 Any indirect, special or incidental loss or damage caused by infringement (including negligence), breach of contract or any other reason, regardless of whether such loss or damage can be reasonably foreseen by the platform; whether or not the platform is in advance Be informed of the possibility of such loss or damage.
Articles 6.1.1 to 6.1.9 are independent of each other.

6.2 You understand and agree that this platform will not be liable for any damages caused by any of the following circumstances:
6.2.1 There may be major violations of the law or breach of contract in your specific transactions.
6.2.2 Your behavior on this website is suspected of being illegal or unethical.
6.2.3 Costs and losses incurred by the purchase or acquisition of any data, information, or transactions through the services of this website or alternative behaviors
6.2.4 Your misunderstanding of the services of this platform.
6.2.5 Any other losses related to the services provided by this platform that are not caused by this platform.

6.3 This platform is responsible for the maintenance of information network equipment, information network connection failures, computer, communication or other system failures, power failures, weather reasons, accidents, strikes, labor disputes, riots, uprisings, riots, insufficient productivity or production materials, Fires, floods, storms, explosions, wars, bank or other partner reasons, digital asset market collapse, government actions, judicial or administrative orders, other behaviors or third parties that are not within the control of this platform or that the platform is unable to control This platform does not assume any responsibility for the inability or delay of service caused by three parties, as well as your losses.

6.4 This platform cannot guarantee that all the information, programs, texts, etc. contained in this website are completely safe, free from any interference and damage by malicious programs such as viruses, Trojan horses, etc., so you log in, use any service on this platform or download and use any of the downloads. The procedures, information, data, etc. are your personal decision and you bear the risks and possible losses.

6.5 This platform does not make any guarantees and promises for any information, products and services of any third-party website linked to this website, and any other form of content that is not the subject of this platform. If you use any service provided by the third-party website , Information and products are your personal decision and you bear all the responsibilities arising therefrom.

6.6 This platform does not make any express or implied guarantees for your use of the services of this website, including but not limited to the applicability of the services provided by this website, no errors or omissions, continuity, accuracy, reliability, and suitability for a specific purpose . At the same time, this platform does not make any promises and guarantees regarding the validity, accuracy, correctness, reliability, quality, stability, completeness and timeliness of the technology and information involved in the services provided by this platform. Whether to log in or use the services provided by this platform is your personal decision and at your own risk and possible losses. This platform does not make any express or implied guarantees for the market, value and price of digital assets. You understand and understand that the digital asset market is unstable, and prices and values ​​will fluctuate or collapse at any time. Trading digital assets is your personal Free choice and decision, and at your own risk and possible loss.

6.7 The guarantees and promises of this platform stipulated in this agreement are the only guarantees and statements made by this platform regarding the services provided by this agreement and this website, and replace the guarantees and promises generated by any other means and methods, whether written or oral , Express or implied. All these guarantees and statements only represent the platform's own commitments and guarantees, and do not guarantee that any third party will comply with the guarantees and promises in this agreement.

6.8 The platform does not waive any rights that are not mentioned in this agreement to limit, exempt or offset the liability of the platform for damages within the maximum scope of the applicable law.

6.9 After you register, you agree to any operation performed by this platform in accordance with the rules stipulated in this agreement, and any risks arising from it shall be borne by you.

6.10 In accordance with applicable laws or as required by the competent authority, this platform may provide any information about you (including but not limited to identity information, transaction information, etc.) to the competent authority, and will not respond to the relevant consequences arising from the provision of such information. Take any responsibility.

6.11 In order to comply with changes in laws or regulations, or to maintain the overall health of the market, this platform will decide on its own to change policies, rules or implement emergency rules from time to time. Such changes or implementation may cause your account to temporarily lose access to this service or interrupt other services. This platform does not assume any responsibility for your aforementioned losses.

6.12 If your account is frozen, sealed, or deducted by relevant agencies for other related parties' own reasons other than the parties to this agreement, this platform has the right to exempt from liability and not to bear the liability for compensation.

6.13 You understand and agree that: In order to provide you with better services, this platform has the right to regularly or irregularly overhaul, maintain, upgrade, etc., the platform or related equipment that provides this service. Such circumstances may cause the related services to fail. If it is interrupted or suspended within a reasonable time, this platform will not bear all the responsibilities caused thereby. To

6.14 You understand and agree: If the service is interrupted or blocked due to any of the following circumstances, this platform will not be liable for the following matters:

6.14.1 The computer software, system, hardware and communication lines of you or this platform are malfunctioning;

6.14.2 Your operation is improper;

6.14.3 You use this platform in a way that is not authorized by this platform;

6.14.4 Other situations that the platform cannot control or reasonably foresee.

6.15 You understand and agree that, under any circumstances, this platform shall not be liable for any of the following matters:
6.15.1 The use of this service causes the loss of income from the inability to use other services at the same time, that is, the expected loss of income from the purchase of alternative products or services;

6.15.2 After using this service, the price difference caused by the market price change of the digital asset itself;

6.15.3 Loss of using this service but not achieving the expected benefits;
6.15.4 Loss of opportunity, goodwill or reputation;
6.15.5 Any indirect, special or incidental loss or damage caused by the infringement (including negligence), breach of contract or any other reason caused by this service involving other parties or third parties, regardless of whether such loss or damage can be This platform is reasonably foreseeable; regardless of whether the platform has been notified in advance of the possibility of such loss or damage.

7. [Special Terms]

7.1 You fully understand and agree that you must be responsible for all actions under your registered account.

7.2 You should properly use and keep your account number, login password, fund password, and your mobile phone number bound when you registered, and the mobile phone verification code received by your mobile phone. You are fully responsible for any operations and consequences performed using your account number, login password, fund password, and mobile phone verification code. When you find that the platform account, login password, or fund password, verification code is used by a third party without your authorization, or there are other account security issues, you should immediately and effectively notify the platform, and the platform has the right to deal with it within a reasonable period of time. Your request to take action, but this platform does not bear any responsibility for the consequences (including but not limited to any loss of you) that have occurred before the action is taken.

7.3 You may not give, borrow, rent, transfer or otherwise dispose of this platform account to others without the consent of this platform.

7.4 You should make your own judgment on the information you come into contact with when using this platform, and bear all risks arising from the use of this information, including risks arising from the reliance on the accuracy, completeness or practicality of the information published on this platform. This platform cannot and will not be liable for any loss or damage caused by the aforementioned risks.

7.5 If you have disputes with other users or any third party due to your use of this service, you shall handle it and assume all responsibilities.

8. [Intellectual Property Rights]

8.1 All intellectual achievements included in this service include, but are not limited to, platform logos, databases, website design, text and graphics, software, photos, videos, music, sounds, and combinations of the foregoing, software compilation, related source codes and software (including small The intellectual property rights of applications and scripts are owned by this platform. You may not copy, change, copy, send or use any of the foregoing materials or content for commercial purposes.

8.2 All rights contained in the name of this service (including but not limited to goodwill and trademarks, logos) belong to this platform.

8.3 You must not illegally use or dispose of the intellectual property rights of this platform or others in the process of using this service. You must not publish or authorize other websites (and media) to use the information that has been published on this platform in any form.

8.4 Your use of this service shall not be deemed as a transfer of any intellectual property rights by this platform to you.

9. [Risk Warning]

9.1 At your own risk. Your acceptance of this service on this platform is entirely your own voluntary trading behavior based on your own economic situation and after you understand the relevant risks you face. You know and agree to bear all the risks that may exist or all of the risks that may exist due to the use of this service for transactions The loss has nothing to do with the platform or the third party.

9.2 Suitable subjects. This service is only suitable for entities with rich experience in digital asset transactions or entities who can fully understand all risks related to digital asset transactions, and can withstand partial or total loss of account assets due to transaction errors.

9.3 The risks involved in this service include but are not limited to:

9.3.1 Price fluctuation risk: Affected by many factors, the price of digital assets fluctuates greatly, and you may suffer greater losses and cannot effectively control risks. You must bear all losses and risks arising therefrom.

9.3.2 Transaction risk: You should understand that this service has high risk characteristics and may cause large losses; once an order you submit on the platform is executed, it is irrevocable, and you must accept the risks that this method may bring.

9.3.3 Policy supervision risks: This service may face policy supervision risks in certain jurisdictions. Before trading, you need to make prudent judgments on the premise of understanding the policy supervision background of the trading region.

9.3.4 Other possible risks: including, but not limited to, losses arising from handling measures such as changes in service content, forced liquidation, forced liquidation, order cancellation, early delivery and settlement.

9.3.5 The above-mentioned risk items are only illustrative in nature and fail to list all the risk factors of this service in detail. Before using this service, you should also carefully understand and master other possible risk factors.

9.3.6 This platform will not guarantee you profit, and will not share profits or share risks with you.

10. [Applicable Law]

The entire content of this agreement is made in accordance with the laws of the Republic of Seychelles, and its establishment, interpretation, content and execution shall be governed by the relevant laws and regulations of the Republic of Seychelles; any claims or litigation arising from the services agreed in this agreement shall be It shall be governed, interpreted and enforced in accordance with the laws of the Republic of Seychelles.

11. [Others]

11.1 The headings of all clauses in this agreement are for convenience only and have no actual meaning in themselves and cannot be used as the basis for interpretation of the meaning of this agreement. ...

11.2 If any clause in this agreement is deemed unenforceable, invalid or illegal by any competent authority, it will not affect the validity of the remaining clauses in this agreement.

11.3 The final interpretation right of this agreement belongs to this platform.